:root{--slate:#1F2A37;--off:#FAFAF7;--forest:#1E3D34;--forest-2:#17302a;--red:#B03A2E;--grey:#6B7280;--line:#E5E7EB;--card:#FFFFFF;--max:1080px}
*{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;background:var(--off);color:var(--slate);font-family:Inter,system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;font-size:17px;line-height:1.6}
a{color:var(--forest)}
a:hover{color:var(--slate)}
img{max-width:100%;height:auto;display:block}
.wrap{max-width:var(--max);margin:0 auto;padding:0 20px}
header.site{position:sticky;top:0;z-index:10;background:rgba(250,250,247,.96);backdrop-filter:saturate(1.2) blur(6px);border-bottom:1px solid var(--line)}
header.site .wrap{display:flex;align-items:center;justify-content:space-between;height:68px;gap:16px}
.brand{display:flex;align-items:center;text-decoration:none}
.brand img{height:34px;width:auto}
nav.top{display:flex;gap:22px;font-size:15px}
nav.top a{text-decoration:none;color:var(--slate)}
nav.top a:hover{color:var(--forest)}
nav.top a.cta{background:var(--forest);color:#fff;padding:8px 14px;border-radius:8px}
nav.top a.cta:hover{background:var(--forest-2);color:#fff}
@media (max-width:820px){nav.top a:not(.cta){display:none}}
h1,h2,h3{font-weight:600;line-height:1.2;letter-spacing:-.01em;margin:0 0 .5em}
h1{font-size:clamp(34px,5.4vw,54px)}
h2{font-size:clamp(26px,3.4vw,34px)}
h3{font-size:19px}
.risk{color:var(--red)}
section{padding:72px 0;border-bottom:1px solid var(--line)}
section:last-of-type{border-bottom:0}
.hero{padding:96px 0 80px}
.hero p.sub{font-size:20px;max-width:720px;color:#374151;margin:0 0 28px}
.btns{display:flex;flex-wrap:wrap;gap:12px;margin-bottom:18px}
.btn{display:inline-block;padding:14px 22px;border-radius:10px;font-weight:600;font-size:16px;text-decoration:none;border:2px solid var(--forest);min-height:48px}
.btn.primary{background:var(--forest);color:#fff}
.btn.primary:hover{background:var(--forest-2);border-color:var(--forest-2);color:#fff}
.btn.ghost{color:var(--forest);background:transparent}
.btn.ghost:hover{background:#fff}
.small{font-size:14px;color:var(--grey)}
.kicker{font-size:13px;font-weight:600;letter-spacing:.14em;text-transform:uppercase;color:var(--grey);margin-bottom:10px}
.grid{display:grid;gap:20px}
.g2{grid-template-columns:repeat(2,minmax(0,1fr))}
.g3{grid-template-columns:repeat(3,minmax(0,1fr))}
.g4{grid-template-columns:repeat(4,minmax(0,1fr))}
@media (max-width:900px){.g4{grid-template-columns:repeat(2,minmax(0,1fr))}.g3{grid-template-columns:1fr}}
@media (max-width:620px){.g2,.g4{grid-template-columns:1fr}}
.card{background:var(--card);border:1px solid var(--line);border-radius:12px;padding:24px}
.card h3{margin-bottom:8px}
.card p{margin:0;color:#374151}
ol.steps{list-style:none;counter-reset:s;padding:0;margin:0;display:grid;gap:14px;max-width:760px}
ol.steps li{counter-increment:s;display:flex;gap:16px;align-items:flex-start;background:var(--card);border:1px solid var(--line);border-radius:12px;padding:16px 20px}
ol.steps li::before{content:counter(s);flex:0 0 32px;height:32px;border-radius:8px;background:var(--forest);color:#fff;font-weight:600;display:flex;align-items:center;justify-content:center}
.pillars{max-width:520px;margin-top:28px}
.notes-list{list-style:none;padding:0;margin:0;display:grid;gap:12px}
.notes-list li{background:var(--card);border:1px solid var(--line);border-radius:12px;padding:18px 20px}
.notes-list .meta{font-size:14px;color:var(--grey);margin-bottom:4px}
.notes-list .read{font-weight:600}
.not{background:var(--card);border-left:4px solid var(--slate);padding:24px 28px;border-radius:0 12px 12px 0;max-width:820px}
.who{display:grid;grid-template-columns:200px 1fr;gap:32px;align-items:start}
.who img{border-radius:14px;width:200px;height:200px;object-fit:cover}
@media (max-width:620px){.who{grid-template-columns:1fr}.who img{width:160px;height:160px}}
form.quote{background:var(--card);border:1px solid var(--line);border-radius:14px;padding:28px;max-width:760px;display:grid;gap:18px}
form.quote label{font-weight:600;font-size:15px;display:block;margin-bottom:6px}
form.quote input[type=text],form.quote input[type=email],form.quote select,form.quote textarea{width:100%;font:inherit;font-size:16px;padding:12px 14px;border:1px solid #D1D5DB;border-radius:8px;background:#fff;color:var(--slate);min-height:48px}
form.quote textarea{min-height:96px}
form.quote fieldset{border:0;padding:0;margin:0}
form.quote legend{font-weight:600;font-size:15px;margin-bottom:6px}
.choices{display:flex;flex-wrap:wrap;gap:10px}
form.quote .choices label{font-weight:400;display:flex;gap:8px;align-items:center;border:1px solid #D1D5DB;border-radius:8px;padding:10px 14px;margin:0;background:#fff;cursor:pointer;min-height:44px}
.choices input{width:18px;height:18px;accent-color:var(--forest)}
form.quote button{font:inherit;font-weight:600;font-size:16px;background:var(--forest);color:#fff;border:0;border-radius:10px;padding:14px 22px;cursor:pointer;min-height:48px;justify-self:start}
form.quote button:hover{background:var(--forest-2)}
.consent{display:flex;gap:10px;align-items:flex-start;font-size:15px}
.consent input{width:18px;height:18px;margin-top:3px;accent-color:var(--forest)}
.thanks{display:none;background:#EEF5F1;border:1px solid #CFE3D8;border-radius:12px;padding:20px;max-width:760px}
footer.site{background:var(--slate);color:#D1D5DB;padding:40px 0;font-size:14px}
footer.site a{color:#fff}
footer.site .links{display:flex;flex-wrap:wrap;gap:18px;margin-top:12px}
article.page{max-width:760px;padding:56px 0 72px}
article.page h1{font-size:clamp(30px,4.4vw,42px)}
article.page h2{font-size:24px;margin-top:1.6em}
article.page table{border-collapse:collapse;width:100%;font-size:15px;margin:12px 0 18px;background:#fff}
article.page th,article.page td{border:1px solid var(--line);padding:8px 10px;text-align:left;vertical-align:top}
article.page th{background:#EEF2F0}
.answer{background:var(--card);border-left:4px solid var(--forest);padding:18px 22px;border-radius:0 12px 12px 0;font-size:18px}
.verified{font-size:14px;color:var(--grey)}
.cta-box{background:var(--card);border:1px solid var(--line);border-radius:12px;padding:22px;margin-top:28px}
.table-scroll{overflow-x:auto}